Estimated value by year
New
$28,700
MSRP
1 yr
$22,960
-20%
2 yrs
$20,951
-27%
3 yrs
$19,229
-33%
5 yrs
$16,359
-43%
10 yrs
$10,619
-63%
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Full Depreciation Table — Toyota Camry
Based on base MSRP of $28,700. Actual values vary by trim, mileage, condition, and region.
| Year | Age | Depreciation | 🤝 Trade-In | 🧑 Private Sale | 🏢 Dealer Retail |
|---|---|---|---|---|---|
| 2026 (New) | 0 yrs | -0% | $24,969 | $28,700 | $32,144 |
| 2025 | 1 yr | -20% | $19,975 | $22,960 | $25,715 |
| 2024 | 2 yrs | -27% | $18,227 | $20,951 | $23,465 |
| 2023 | 3 yrs | -33% | $16,729 | $19,229 | $21,536 |
| 2022 | 4 yrs | -38% | $15,481 | $17,794 | $19,929 |
| 2021 | 5 yrs | -43% | $14,232 | $16,359 | $18,322 |
| 2020 | 6 yrs | -47% | $13,234 | $15,211 | $17,036 |
| 2019 | 7 yrs | -51% | $12,235 | $14,063 | $15,751 |
| 2018 | 8 yrs | -55% | $11,236 | $12,915 | $14,465 |
| 2017 | 9 yrs | -59% | $10,237 | $11,767 | $13,179 |
| 2016 | 10 yrs | -63% | $9,239 | $10,619 | $11,893 |
Cost per year
$2,296
avg annual loss
Sweet spot buy
2–3 yrs old
$19,229 saves $9,471
Value at 10 yrs
$10,619
63% of value gone
Key Specs — Toyota Camry
Category
Sedan
Base MSRP
$28,700
5-Year Depreciation
40%
vs Category Avg
6% better than average
Expected Lifespan
150,000–200,000 miles
Best Used Buy Age
2–3 years old
Should you buy a used Toyota Camry?
The sweet spot for buying a used Camry is 2 to 3 years old. At that age you can save approximately $9,471 off the new price while still getting a relatively modern vehicle. The steepest depreciation happens in the first 1-2 years, so letting someone else absorb that loss is a smart financial move.
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