Estimated value by year
New
$38,000
MSRP
1 yr
$28,880
-24%
2 yrs
$26,220
-31%
3 yrs
$23,940
-37%
5 yrs
$19,760
-48%
10 yrs
$12,160
-68%
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Full Depreciation Table — Cadillac XT4
Based on base MSRP of $38,000. Actual values vary by trim, mileage, condition, and region.
| Year | Age | Depreciation | 🤝 Trade-In | 🧑 Private Sale | 🏢 Dealer Retail |
|---|---|---|---|---|---|
| 2026 (New) | 0 yrs | -0% | $33,060 | $38,000 | $42,560 |
| 2025 | 1 yr | -24% | $25,126 | $28,880 | $32,346 |
| 2024 | 2 yrs | -31% | $22,811 | $26,220 | $29,366 |
| 2023 | 3 yrs | -37% | $20,828 | $23,940 | $26,813 |
| 2022 | 4 yrs | -43% | $18,844 | $21,660 | $24,259 |
| 2021 | 5 yrs | -48% | $17,191 | $19,760 | $22,131 |
| 2020 | 6 yrs | -52% | $15,869 | $18,240 | $20,429 |
| 2019 | 7 yrs | -56% | $14,546 | $16,720 | $18,726 |
| 2018 | 8 yrs | -60% | $13,224 | $15,200 | $17,024 |
| 2017 | 9 yrs | -64% | $11,902 | $13,680 | $15,322 |
| 2016 | 10 yrs | -68% | $10,579 | $12,160 | $13,619 |
Cost per year
$3,648
avg annual loss
Sweet spot buy
2–3 yrs old
$23,940 saves $14,060
Value at 10 yrs
$12,160
68% of value gone
Key Specs — Cadillac XT4
Category
Luxury SUV
Base MSRP
$38,000
5-Year Depreciation
48%
vs Category Avg
2% worse than average
Expected Lifespan
150,000–200,000 miles
Best Used Buy Age
2–3 years old
Should you buy a used Cadillac XT4?
The sweet spot for buying a used XT4 is 2 to 3 years old. At that age you can save approximately $14,060 off the new price while still getting a relatively modern vehicle. The steepest depreciation happens in the first 1-2 years, so letting someone else absorb that loss is a smart financial move.
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